What’s Yonder?

“It's as if Time Out, Amex and Monzo had a baby” - Will T, Yonder Member

We’re building the financial membership of the future. Starting with a credit card that has fun and experiences at its core, we’re the antithesis to your dad’s stuffy, corporate, boring credit card.

Whilst tech is revolutionising the finance industry, credit is still stuck in the stone ages. We want to create a world where financial services are fair and conscious, and the stress of debt is eliminated for everyone.

We’ve just announced our £62.5M Series A raise and we’re backed by some of the best in the business and have attracted top talent from the likes of Monzo, Wise and ClearScore.

Sounds cool. What’s my part in this?

Over the last 24 months, we’ve grown from just an idea to a beautiful, fully regulated credit product that our members absolutely love!

The Fraud & Financial Crime function are at a really exciting point in our journey to success, evolving our capability with a key focus on doing the right thing by our members. Along with our Senior Fraud and Financial Crime Manager, George and the team, your role will help bolster our defences and protect Yonder against the risk of Financial Crime.

If the idea of investigating financial crime, building out processes, and being a real part of a a driving force within a team which aims to grow into an industry leading Fraud & Financial Crime function, then this role may just be perfect for you!

What you’ll be doing…

• Owning the AML Transaction Monitoring workstream – Reviewing alerts and making justified decisions.

• Completing PEP’s, Sanctions, and Adverse Media Screening – Investigating flagged individuals.

• Driving high-quality Money Laundering Investigations – Providing analysis, and evidence of investigation in a structured way, and raising SAR’s with the NCA.

• Influencing Innovation and Operational Development within Financial Crime at Yonder - Contributing to Financial Crime Compliance with Regulation and Legislation, writing processes and guiding the team with your knowledge and experience.

• Supporting the fraud team

You're a great fit if you…

✅ Have financial services experience in either an early-stage start up or fast-paced company (or are happy to dive in at the deep end!) in a Financial Crime or Compliance role.

✅ Are comfortable working with autonomy and are ready to come in and hit the ground running!

✅ Must have experience working transaction & payment alerts, conducting investigations, and working in accordance with Financial Crime Regulation and Legislation.

✅ Are passionate about driving great outcomes for our members and are excited to drive change which will level-up the function.

You won’t be a great fit if you…

👎 Are looking for structure. We’re a very small team and we make mistakes sometimes but we’re learning and growing!

👎 Are daunted by the idea of autonomy - you will own the financial crime work-streams.

👎 Aren’t a self-starter. We’ll always be here to give direction, but we love to see how you tackle things with your own thinking first and look to use your knowledge and experience to drive forward.

👎 Need processes to follow, and love specific, repetitive tasks.

What’s it like working at Yonder?

🏢 We’re office-first, remote-friendly

We’re based in our Old Street office, complete with a terrace, breakfast, coffee, dogs and plenty of comfortable space to do your best work. We ask you to come into the office at least 3 days a week, with everyone coming in on Mondays.

The standard working hours for role itself will be Monday-Friday, 9am – 6pm, but we can be flexible!

🤍 We take a values lead approach

Our principles are incredibly important to us, so we recommend you check them out here: Our DNA

📚 We take development really seriously

We have a pretty structured process for progression, with regular one-on-ones and quarterly peer perspectives. We also take some time at the end of each week to reflect and celebrate what we’ve learned and achieved.

What’s in it for me?

Depending on your skill set and what you can bring from day one, you’ll be looking at:

💰 £35,000 - £45,000 annual salary depending on experience

📈 £23,125 - £36,875 stock options

Plus

✈️ 35 holidays (27 days annual leave + 8 days public leave)

⛷ Regular team-building trips and activities

❤️‍🩹 Private healthcare with Aviva, including mental health, dental & vision cover

🐣 16 weeks enhanced parental leave for all parents after being with Yonder for 1 year

🐙 Financial coaching with Octopus Money

🧠 Learning & training allowance (£500/year) that you can use on books, courses, etc

🍳 Monthly team breakfast

⛳️ Monthly team events like Mini-golf, Escape Room, Cocktail making

🚴 Cycle-to-work scheme

☕️ Fresh pour-over coffee made by our very own CEO, Tim

What’s the interview process like?

We take the candidate experience really seriously, so we’ve made the process as transparent as possible. We also promise to be super responsive, and will never leave you wondering where you stand for weeks on end.

Here’s how it works:

• Stage 1: Hiring manager call (45 mins):

We'll have an initial Zoom call with you to find out more about you and to tell you more about us.

• Stage 2: Face-to-face interview (2 hours):

Two 60-minute interviews to learn more about how you work. This will also be a great opportunity for you to meet the rest of the team so we would love it if you can come into the office for it! Interviews will be structured as follows:

• Experience interview (1-hour):We will ask you more about your experience and ask you to demonstrate your understanding of key concepts within Financial Crime. We will be looking for you to show us what you know, and how you can apply that to the role.

• Technical Task (30-mins): You will be given 2 scenarios which we will ask you to review and prepare an answer for, the first will be conceptual and the second will put you in the driver’s seat of the work that you can expect to be doing if you are successful and end up joining the Yonder team.

• Values interview (1-hour): We want to learn more about how you work - we’ll ask you questions related to our principles (Our DNA). This stage will be with two people from our wider team.

We’ll also include a 15-minute comfort break between each stage ☕️

• Stage 3: Offer 🤩 If everyone’s happy, we’ll make you an offer to join us - YAY! 🎉 We hope to always give you a decision between each stage within 24 hours (where possible). We love closing the feedback loop at Yonder. You can expect specific feedback on our decision from Stage 2 onwards, and you can always ask for more. We must complete the right to work & criminal background checks for every new Yonder-er for compliance purposes because we handle sensitive customer data. We also do reference checks, ideally with your most recent manager on the phone. We like to move quickly at Yonder, so we will be ready to onboard you once the above checks are complete - the entire process can take between 2 - 6 weeks.

🌈 We know that diverse teams build better products. If you’re from an under-represented community, we’d especially love to hear from you.

👉 Even if you don’t feel 100% qualified, please do apply anyway. Your attitude and desire to grow are just as important as your experience.