This is an on-site role, 4 days a week in our London office (in Fitzrovia)

About Lorum

Every international payment passes through a chain of banks before it arrives. Most of those banks were not built for this. They were built for lending, and moving money is a side function, not a priority. That is why cross-border payments are slow, uncertain, and hard to track.

Lorum is building what is missing. We sit between banks and the local payment systems of each country, handling movement, settlement, and bookkeeping in one controlled system. When a client wants to operate in a new market, they connect to us once rather than building out dozens of local banking relationships from scratch.

Why join

The problem is fundamental and the clients are demanding. You will build systems that financial institutions depend on for precision and regulatory compliance, at volumes and standards that leave little room for shortcuts.

Role purpose

We are looking for a Treasury Operations Lead to own the operational backbone of how money moves — both inside Lorum and across the external ecosystem of banks, brokers, and financial infrastructure partners we rely on.

This is not a traditional ops role. You will map, implement, and continuously automate the flow of funds for Lorum's own treasury and for the treasury products we offer clients. You will go deep on how each product actually works — tracing every transfer, every settlement leg, every reconciliation touchpoint — and then work with engineering to automate as much of it as possible. The best fit is someone who has lived in treasury or trading operations, thinks in flows and settlement timelines, and reaches for automation before reaching for a spreadsheet.

Key responsibilities

• Flow ownership: Map, implement, and continuously optimise fund flows for each Lorum product — tracing how cash moves from client receipt through internal processing to external settlement and back. Own the operational design across all banking, brokerage, FX, and custody partners from first principles

• Cash management: Actively manage Lorum's multi-currency cash inventory, prepositioning funds across accounts and jurisdictions to ensure on-time settlement of all external obligations. Monitor intraday liquidity positions and flag shortfalls before they become problems

• Execution and monitoring: Own day-to-day execution of treasury transfers — initiating, monitoring, and confirming settlement across multiple currencies (AED, EUR, USD) and time zones. Maintain a clear escalation framework for failed or delayed transactions

• Provider management: Own the operational relationship with FX and banking providers such as StoneX and OpenFX. Respond to settlement confirmations within cutoff windows, manage onboarding of new providers by mapping end-to-end flows, and escalate and troubleshoot directly with external partners

• Automate everything: Treat automation as a first principle. Partner with engineering to build automated workflows, reconciliation pipelines, and exception handlers. Use AI tools actively for monitoring, anomaly detection, and analysis. The goal is to make yourself redundant in every manual task you touch

• Dashboards and visibility: Build and maintain real-time dashboards covering cash balances, settlement queues, and liquidity positions across all accounts and currencies

• Cross-functional delivery: Partner with Product, Engineering, Finance, and Compliance across the full product lifecycle — contributing to operational flow design before a line of code is written, and ensuring all flows meet regulatory requirements across Lorum's jurisdictions

Ideal candidate

Must-haves

• At least 5 years in treasury operations, trading operations, or a closely related function — you have lived inside the mechanics of how money moves and settles across currencies and time zones

• Background in financial services or fintech — you understand what it means to operate under regulatory scrutiny and with real settlement risk

• Demonstrated use of AI tools in your current role — integrated into how you work daily, not just experimented with

• A track record of successfully automating operational tasks — with concrete examples of what you built, how it worked, and what it replaced

• A bias to execution: you move quickly, close loops, and do not let perfect be the enemy of delivered

Nice-to-haves

• Payments background — familiarity with SWIFT, wire instructions, FX execution, and correspondent banking structures.

• Python or SQL skills — the ability to query data directly and prototype lightweight automations without waiting for engineering

• Experience working across time zones in a global team

Benefits

• Flexible vacation policy

• Private healthcare

• Employee stock ownership (ESOP)

• Pay it forward days — 2 per year to volunteer for a cause that matters to you

• Wellness days — 3 per quarter to recharge