Kriya's suite of products keeps business flowing brilliantly by providing frictionless access to payments, credit and working capital through seamless integrations with merchants, ecommerce software and payments partners.

Founded in 2011, Kriya has helped businesses collect over £27 billion in B2B payments, and advanced over £3.7 billion worth of credit through working capital and business loans. Kriya has a wide-reaching network of strategic distribution partners including Barclays Bank, and is backed by a prestigious array of equity investors including Northzone, Barclays Bank and Mouro Capital (owned by Santander Bank).

What you’ll be doing:

• Leading the development of the framework and processes for assessing prospective merchant partners and other key risk initiatives
• Leading the underwriting and structuring of new business deals (£10-100m turnover range)
• Owning and pro-actively managing a merchant portfolio, ensuring that you can balance delivering risk performance within appetite with commercial goals such as processed volume and revenue
• Taking the lead on risk strategy and processes to support the expansion of our products into new segments, customer types, jurisdictions and sales channels
• Work closely within a cross-functional team including Commercial, Product, Data and Finance to deliver company goals
• Ability to clearly and concisely communicate the strategy and performance of the portfolios to squad and functional leaders as well as external stakeholders including funders through compiling high quality materials
• Leading on a range of Risk initiatives as the business grows and the product offering evolves - you will be a key point of contact in the Kriya Risk team