Money Laundering Reporting Officer & Head of Branch - Portugal
Finom
Portugal
Posted on Jul 2, 2025
About Finom
Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.
Over the past two years, our team has fuelled exponential growth, securing $105 million in investments and propelling us into hyper-growth mode. We’re on track to become a unicorn start-up, backed by global funds like General Catalyst (known for supporting Airbnb, HubSpot, KAYAK, and Stripe). Finom has expanded its reach across 10+ EU countries, with a strong presence in key markets like Germany and France.
At Finom, we’re not just redefining the entrepreneurial experience—we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.
Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.
Working format:
Cyprus: Relocation package is provided.
Spain: we are only able to hire candidates who possess a DNI (for Spanish nationals) or a NIE linked to a valid working permit in Spain (for foreign nationals). Relocation support is not provided.
Poland: employment will be under 'Umowa o Pracę' (UoP). Relocation support is not provided.
About the role
FINOM stands strongly against the “Compliance says No” mentality. We are looking for a person who strives to empower the business instead of limiting it. It is a critical thinker eager to challenge the status quo and come up with non-standard solutions. Our new Fin crime teammate is able to communicate effectively with colleagues of different levels of seniority, and present their ideas in a practical, simple, clear and concise manner to people that do not specialize in compliance.
Responsibilities
- Act as MLRO in representing Finom before Bank of Portugal on AML matters;
- Ownership over the CDD/TM Policies and Procedures in Portugal;
- Reviewing escalations of complex high risk cases from 1LOD (onboarding and transaction monitoring blocks);
- SAR filing in Portugal;
- Participation in Enterprise Wise Risk Assessment cycle and Product Risk Approvals as and when required;
- Provide Portugal specific insights into typologies of financial crime and translate those into workable solutions to improve the Transaction Monitoring and CDD Risk Engine of Finom.
- Provide practical guidance to 1LOD in the areas of CDD and TM, as well as procedures and manuals for the 2LOD escalations and Risk Management teams;
- Conduct internal AML training as and when required;
- Coordinate successful fulfillment of reporting obligations of the branch on integrity and non-integrity matters to the relevant authorities in Portugal;
- Act as Head of Branch in Portugal representing Finom before the relevant authorities;
- Initiate and take responsibility for ad hoc project work within the department (e.g. vendor-facing projects, CDD geo-expansion);
- Performing other duties as reasonably required for the operational efficiency of FINOM (pro-actively deemed necessary by the employee) or/and as communicated by the manager.
Who you are
- Excellent knowledge of Portuguese AML legislation and thorough understanding of EU AML, Sanctions and Risk Management framework;
- Minimum of 3 years of proven experience in the 2nd Line of Defense;
- Detail-oriented and highly motivated self-starter;
- Critical and analytical thinking;
- Start-up oriented, proactive, result-driven, and capable of working under own initiative and little supervision.
The interview process:
1. 30 minute interview with the recruiter
2. Hiring Manager interview (30 minutes)
3. Test Task
3. Final interview with department lead
What You Will Get In Return
Make a genuine impact on the product
Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.
Work in the EU
Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.
Become a stock options holder
Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.
Receive unwavering support and care
Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.
Work & Swim program
Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.
Equal Opportunity Statement
At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.