Financial Crime Manager - CDD (2LOD)
Finom
Accounting & Finance
Amsterdam, Netherlands
Posted on Jul 1, 2025
About Finom
Finom is a European tech startup headquartered in Amsterdam, and we’re on a journey towards revolutionizing the financial landscape for entrepreneurs worldwide. Our mission is to develop an all-in-one financial B2B solution that integrates banking functions, accounting, financial management, and invoicing into a seamless, mobile-first platform.
Over the past two years, our team has fuelled exponential growth, securing $105 million in investments and propelling us into hyper-growth mode. We’re on track to become a unicorn start-up, backed by global funds like General Catalyst (known for supporting Airbnb, HubSpot, KAYAK, and Stripe). Finom has expanded its reach across 10+ EU countries, with a strong presence in key markets like Germany and France.
At Finom, we’re not just redefining the entrepreneurial experience—we’re empowering our employees to make a real difference. Your work matters, and your impact extends far beyond product metrics. We nurture innovation and an inspiring work environment where bold ideas thrive, prioritizing thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and our business as a whole.
Maintaining our start-up spirit, we prioritize thorough research, swift implementation of solutions, and ensuring that every effort we make benefits our users, employees, partners, and, of course, our business.
Working format:
Cyprus: Relocation package is provided.
Spain: we are only able to hire candidates who possess a DNI (for Spanish nationals) or a NIE linked to a valid working permit in Spain (for foreign nationals). Relocation support is not provided.
Poland: employment will be under 'Umowa o Pracę' (UoP). Relocation support is not provided.
About the Role
We are seeking a highly motivated and experienced Financial Crime Manager specialising in KYC/CDD to join our 2nd Line of Defence Financial Crime Risk Management team and take ownership of the methodology behind Finom’s CDD Risk Engine. You have seen how CDD is done across multiple banks and financial institutions and you are ready to critically assess the industry practice and redefine the standard by implementing innovative solutions. This role collaborates on a daily basis with other fincrime experts on AML, AntiFraud and Sanctions, and reports directly to the Director of Financial Crime & Group MLRO. Do you thrive in a fast-paced environment? Are you ready to challenge yourself and grow together with Finom? Then this is an excellent opportunity to make a significant impact.
What you will be doing
- Take ownership of the framework for continuous improvement of CDD methodology: onboarding & regular review. This means taking a critical look at the current requirements for CDD, identifying and implementing improvements to improve key business metrics such as conversion rate and time to account, account closure rate, while maintaining the CDD quality assurance scores in line with internal policy.
- Monitor account closures for integrity reasons and create controls in CDD to address the gaps in CDD methodology;
- Work closely with the Machine Learning engineers on monitoring and continuous improvement of the accuracy of Customer Risk Assessment models;
- Research new vendors and methods of conducting CDD and verification of customer identity (i.e. the use of AI for CDD, exploring new developments in the AML regulatory space);
- Work closely with the Product Managers on the implementation of improvements to the CDD process: draft requirements, review product specifications for new CDD related features;
- Draft guidance documents and provide regular training to 1LOD CDD team in relation to various risk elements of CDD (e.g. drafting instructions on how to assess adverse media, risks of specific industries, PEP acceptance etc.);
- Participation in Enterprise Wide Risk Assessment cycle by providing input on CDD related risks;
- Initiate and take responsibility for ad hoc project work within the department;
- Performing other duties as reasonably required for the operational efficiency of Finom (pro-actively deemed necessary by the employee) or/and as communicated by the manager.
Who you are
- English – full working proficiency; Dutch, French, German, Italian, Spanish, Portuguese or Greek would be an advantage but is not a precondition;
- 2 years of proven experience in the 2nd Line of Defense: Quality Assurance, Financial Crime or Compliance, in a regulated financial institution (preferably fintech) or 4 years in the first line CDD teams;
- Thorough and specific knowledge of typologies of money laundering, terrorism financing, sanctions;
- Detail-oriented and highly motivated self-starter;
- Critical and analytical thinking;
- Start-up oriented, proactive, result-driven, and capable of working under own initiative and little supervision;
Interview Process
1. 30 minute interview with the recruiter
2. Hiring Manager interview
3. Test Task
3. Final interview with department lead
What You Will Get In Return
Make a genuine impact on the product
Join our upward trajectory, and grow with us. We provide the resources and opportunities for continuous personal and professional development, empowering you to make a genuine impact on our evolving product.
Work in the EU
Embark on this exciting journey with us and enjoy the flexibility of traveling and working remotely or in a hybrid model across Europe.
Become a stock options holder
Unlock your inner entrepreneur and align your aspirations with ours through our Stock Options Program. This exciting opportunity is available to every team member, from junior team members to our founders.
Receive unwavering support and care
Finom stands by you at every step, embodying our commitment to your well-being and success reflected in our modern, friendly, and eco-conscious corporate culture. We offer constant support and care to ensure your Finom experience is successful and fulfilling.
Work & Swim program
Immerse yourself in our exclusive Work & Swim Program. Spend one month in a comfortable corporate apartment in enchanting Cyprus. It's the ideal opportunity to strike the perfect work-life balance while enjoying breathtaking Mediterranean views.
Equal Opportunity Statement
At Finom, we're an equal opportunity employer and value diversity at our company. We embrace diversity and invite applications from all walks of life. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, disability status, or other applicable legally protected characteristics.