Internal control and compliance Officer

Defacto
Defacto

Compliance / Regulatory

Posted on Aug 5, 2026

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Welcome to Defacto!

Defacto is a fintech company providing instant credit to SMBs across Europe. We lend directly and also enable banks, fintechs, and platforms to offer credit through our API.

Our technology automates scoring, servicing, and repayment—so partners can launch financing products without the operational burden. We’ve already financed over €1B.

SMB lending in Europe is a €500B+ market that remains largely underserved. Legacy systems, high costs, and fragmented data have made access to short term credit inefficient. Embedded finance and AI are finally unlocking it.

We're a team of entrepreneurs. We lived and worked abroad. We launched previous startups. We have expertise in Fintech, Supply chain, Banking, Consulting, Marketing, Marketplaces, AI, and are looking for more expertise in Compliance !

What we stand for

About the role

How you’ll make an impact?

Why this role is interesting ?

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What we’d love to see